Nowadays, there are more aspects of our lives are being assisted by NFC (Near Field Communication) technology. However, in the process of implementing of NFC technology in particular country, we need to do some compliance activity.
In this article we will discuss all about NFC technology and its regulatory control in Indonesia.
Trend for QRIS payment in Indonesia
Recently, Bank of Indonesia plans to implement the QRIS Tap policy for particular transaction. So, later on every transaction using QRIS (Indonesian Standard Quick Response Code Information) can be processed based on NFC.
QRIS Tap is planned to be used for payment of public transportation such as KRL and MRT, on 14th March 2025. This is one of the payment system technology development initiatives as stated in the 2030 Indonesian payment system blueprint.
With QRIS Tap, people can make contactless transactions using smartphones. We can use QRIS Tap by accessing the QRIS menu, having a QRIS tap, entering a transaction PIN, then bringing the smartphone close to the terminal at the merchant to make a transaction. This breakthrough shows the commitment of Bank of Indonesia in supporting the digital transformation program intensified by the government.
What is NFC?
After knowing one of the implementation of NFC technology, then let’s find out what NFC is? NFC is a technology innovation that enable two devices to be connected each other. During the NFC operation, one device will work as a receiver and other as a transmitter.
In addition, this technology does not require an internet connection, so it can be used anytime and only requires a little of power. Therefore, the use of NFC technology in today’s digital life can help our various daily activities.
How NFC works?
NFC is a wireless communication technology that operates on the frequency band of 13.56 MHz. It uses an electromagnetic induction in order to transmit the data.
In short, when two devices with NFC feature are being close, the connection between those two devices will be performed instantly. This communication is performed in three main modes:
- Reader/writer mode: one device acts as a reader and the other device as a writer (tag). For example, a mobile phone scanning an NFC tag on a poster or product.
- Peer-to-peer mode: two NFC devices communicate directly to exchange information. For example, sharing photos between two NFC-enabled smartphones.
- Card emulation mode: NFC devices can emulate smart cards for payment or access control. For example, a mobile phone used for contactless payments at a POS terminal.
Implementation of NFC technology in everyday life
NFC for cashless transactions
NFC technology provides convenience in non-cash transactions. By using this technology, devices equipped with NFC features allow user for a more practical payment process by simply bringing NFC-enabled smartphones closer to the payment terminal.
NFC in public transportation
Currently, NFC has become one of the main choice in public transportation payment systems, especially in big cities. Jakarta, one of the big city in Indonesia, has also implemented the NFC payment systems for their public transportation. The use of NFC in public transportation payments system can be seen from ticket payments with NFC-enabled smartphones or using NFC cards.
NFC as a digital key and security access
NFC is also increasingly used in security and access control processes. For example, a smart door lock with NFC features can be opened using a smartphone or NFC card. This concept is often used in modern offices and hotels, replacing physical keys for reasons of convenience and security. Currently, some automotive brand have also implemented the NFC technology as smart digital key on their cars.
NFC in health and medical
Some health devices are now equipped with NFC features. This feature functions to store patient medical records. In an emergency, medical personnel can access patient data using a compatible NFC device. This condition helps to handle patients faster without having to access physical documents.
Regulatory control for NFC in Indonesia
Every device with NFC features is required to meet technical requirements proven by ownership of DJID certificate. Referring to the technical regulation of KEPMEN KOMINFO No. 260 year 2024, it is mentioned that the allowable frequency band for NFC in Indonesia is 13.56 MHz with the following details.
| Frequency range | Output power | Spurious emission | Testing method |
| 13.553 – 13.567 MHz | ≤ 20 dBm or ≤ 94 dBµV/m | EN 302 291, EN 300 330 | EN 302 291, EN 300 330 |
Regulatory control through DJID certification can ensure the security aspects of the telecom device. It means that the certified NFC-enabled device will not cause interference with other frequencies. In addition, the certificated device is also make consumers feel safe when they are using NFC-enabled devices around them since the product security has been guaranteed.
The DJID certificate become an initial step that needs to be taken care of by manufacturers or importers who want to import and sell their products in Indonesia. NFC-enabled devices that are traded without a certificate can be categorized illegal goods that cannot be guaranteed of their security aspects.
By understanding what NFC is, its uses, and regulatory requirements, we can make better action for NFC technology in our daily lives.
If you have any question related to DJID certification, please don’t hesitate to contact us by sending enquiry to info@narmadi.com.
